Credit Officers in GBO Stream

Credit Officers in GBO Stream

Date Posted: Jul 06, 2026
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Job Detail

  • Location:
    , India
  • Type:
    Full Time/Permanent
  • Shift:
    First Shift (Day)
  • Career Level:
    Experienced Professional
  • Positions:
    30
  • Experience:
    1 Year
  • Gender:
    No Preference
  • Degree:
    Masters, Bachelors
  • Apply Before:
    Jul 20, 2026
  • Vacancy Type:
    goverment
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Job Description

Bank of India (BOI) 

Recruitment of Credit Officers in GBO Stream 2026 

Important Dates

  • Application Begin : 30 June 2026
  • Last Date for Apply Online: 20 July 2026 upto 11:59 PM
  • Last Date Pay Exam Fee : 20 July 2026
  • Online Exam Date : To be announced
  • Admit Card Available : To be announced
  • Result Announced : To be announced

Application Fee

  • General / OBC : ₹850/-
  • EWS : ₹850/-
  • SC / ST : ₹175/-
  • Pay the Exam Fee Through Online Debit Card, Credit Card, Net Banking Only.

Age Limit & Selection Process

  • Age Limit: Minimum 21 years and Maximum 45 years (as on 01 June 2026)
  • Selection Process: Online Examination and/or Interview (depending on number of applicants)

Vacancy Details - Total Vacancies - 779
Post Name Total Vacancies Eligibility/Details
Credit Officer (GBO Stream) - MMGS II/III & SMGS IV  779
  • Experienced professionals in credit functions
  • Graduate degree with relevant banking experience
  • Age and experience as per detailed notification

Exam Pattern

  • Mode of Examination: Online
  • Type of Questions: Objective (Multiple Choice Questions)
  • Total Questions: 125
  • Total Marks: 125
  • Total Duration: 120 Minutes (Composite Time)
  • Negative Marking: 0.25 mark will be deducted for each incorrect answer. No penalty for unanswered questions.

Test-wise Pattern

  • English Language (Qualifying Test)
    • Questions: 25
    • Marks: 25
    • Duration: Included in the composite 120 minutes
    • Nature: Qualifying only (marks are not considered for final merit)
  • Professional Knowledge (Relevant to the Post)
    • Questions: 100
    • Marks: 100
    • Duration: Included in the composite 120 minutes
    • Nature: Merit-based (marks are considered for final selection)

Exam Centers

  • Major Cities: Across India as per official notification
  • Center Allocation: Based on application preference
  • Details in detailed notification PDF

Benefits

  • Credit Officer (MMGS-II): Middle Management Grade Scale-II - ₹64,820 – ₹93,960/-
  • Credit Officer (MMGS-III): Middle Management Grade Scale-III - ₹85,920 – ₹1,05,280/-
  • Credit Officer (SMGS-IV): Senior Management Grade Scale-IV - ₹1,02,300 – ₹1,20,940/-
  • Additional Benefits: Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Medical Benefits, Leave Travel Concession (LTC), Pension/NPS Benefits, Group Insurance, Performance-Linked Incentives, and other allowances as per Bank of India rules.
  • Job Security: Permanent Officer Cadre position in Bank of India with excellent job stability and comprehensive employee benefits.
  • Career Growth: Opportunities for regular promotions to higher management grades through performance, experience, internal promotion policies, and departmental selection processes.

Skills Required

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